Have you ever wondered what would happen to your loved ones when you leave them without adequate life insurance coverage? Would they be able to pay for bills you have left behind and maintain household expenses when you are no longer around? Will your loved ones tremble at the thought of creditors harassing them? Think no longer. Life insurance can put your insecurities to rest.
There are a number of reasons people make the important investment of purchasing a life insurance policy. Among these reasons are covering lost of income, ensuring financial security, and continuity of meeting obligations including mortgage debts, funeral expenses, protection of other investments, retirement planning, and children's college fund, to name a few.
Your decision on how much life insurance to invest in would be dependent on the sum total of financial need that your family would require during your absence. Evaluating your needs thoroughly and ensuring that you select policies that would provide the necessary coverage to fully protect your beneficiaries is critical to wise investment.
With a life insurance policy that suits you and your family's needs, you could sleep comfortably at night knowing that when the inevitable happens you would have a contingency plan to secure their future.
Types of Life Insurance Policies:
Term Life: Term life insurance provides protection for a specific period of time. It does not generate cash value and is the less costly option. Policyholders have the option to convert term life insurance policies into whole life policies. As a General Agent for Pacific Guardian Life Insurance Company, below are links to details regarding our term life policies:
Whole Life: Whole life insurance is permanent life insurance that provides coverage throughout your entire life and as long as your policy remains in effect. As a General Agent for Pacific Guardian Life Insurance Company, below are links to details regarding our whole life policies:
- Accumulator One
- Accumulator 8 (2019)
- Accumulator 12 (2019)
- Flex Guarantee 100 (2019)
- Flex Guarantee 15-30 (2019)
- Flex Guarantee Junior (2019)
- Whole Life+ (2019)
Get a quote today! For a proposal that will work for you and your family please complete our online Request for Proposal Form.