In 2005, U.S. fire departments responded to 381,000 home structure fires. These fires caused over 13,000 civilian injuries, 3,000 civilian deaths, and upwards of $7 billion in direct damages. Do you have a contingency plan in case your home goes up in smoke? Or do you know what your homeowner's policy actually covers in the event your home catches fire?
In the same year, law enforcement agencies reported an estimated 2.1 million burglary offenses, an increase compared with previous data. The dollar loss per burglary offense in 2005 was reported to be an average of $2,000. Out of the total burglary offenses reported, 65% were of residential structures. Do you have a contingency plan to protect you from theives? Or do you know what your homeowner’s policy actually covers in the event your home is burglarized?
Fire and burglary are just two of the many catastrophic incidents that may cause you to lose hard earned investments and your way of life. Do not be a statistic. Your home is much too valuable to risk.
Types of Coverages:
- Property Insurance: Property insurance covers structural elements and valuable contents in the event of a catastrophic event such as typhoon, earthquake, fire, vandalism, and other types of perils
- Personal Liability: Personal liability insurance protects you from lawsuits that arise as a result of injury within your insured property.
- Living Expense: In the event your home becomes uninhabitable, living expense insurance will ensure that you will continue to enjoy the same standard of living.
Get a quote today! For a proposal that will work for you and your family please complete our online Request for Proposal Form.